Welcome to USA Home Loans
At USA Home Loans, we're committed to helping our customers make the absolute best lending decisions to fit their individual needs. We've helped hundreds of people just like you purchase their first homes or refinance their existing homes to achieve their goals!
Whether you are purchasing a home or refinancing, our expert team of loan professionals is committed to helping you secure the best home loan to fit your needs with some of the lowest rates and fees in the industry. We proudly offer 5 star customer service and our excellent rating with the BBB and Business Consumer Alliance is proof of our dedication to our customers.
Our top rated loan specialists are waiting to help you today!
We encourage our customers to shop and compare. Go ahead, pick 3 to 4 lenders and ask for an estimate. just make sure USA Home Loans is one of them. We have some of the lowest rates and fees in the industry and that’s why we are looking out for YOUR best interests.
Refinance to a Lower Your Payment
With some of our loan products you can refinance up to 100% of the value of your home to receive cash out for any use. Pay off high interest rate credit cards or installment loans. Now is a great time to pull cash out for home improvements or to help your son/daughter with college. We have many refinance options to fit your specific needs. Ask a representative for more information today.
Purchasing a Home?
The first step before looking for a home is to be pre-qualified. When shopping for a mortgage you want to look up the companies rating on the BBB. We are proud of our A+ rating with BBB and competitive financing. The lower the rate and fees the greater the purchase power for the consumer. We have some of the lowest rates and fees for Jumbo, VA, Conventional, FHA and USDA financing.
Use our secured online application portal for immediate results.
VA Loan Eligibility
Find out if you are eligible for a VA Loan today! USA Home Loans is here to help you determine your eligibility as well as answer any VA loan questions you may have. Our “A” rating from the Better Business Bureau means you can trust in our our quality products and our commitment to providing unbeatable customer service. You can be confident that our dedicated loan specialists will be with you every step of the way.
Lower Monthly Payments | NO Money Down | Easy to Qualify
We will assess your individual needs and goals and help to educate you on your VA loan benefits and the VA loan process. We are committed to helping you get the best rate possible with a smooth, low stress transaction. Whether you are refinancing an existing loan to dramatically lower your payments or are buying a new home, USA Home Loans is the best choice for all of your lending needs.
Eligibility for VA Loans includes one of the following:
- You have served 90 consecutive days of active service during wartime
- You have served 181 days of active service during peacetime
- You have more than 6 years of service in the National Guard or Reserves
- You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability.
The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your interest rate by refinancing your existing VA home loan and is one of the few remaining mortgage options for borrows that don’t have a down payment. Additionally, an IRRL is typically easier to qualify for than conventional mortgage choices.
If you are considering lowering your monthly mortgage payments and are either a veteran or active military, please give USA Home Loans a call today. We will carefully assess your situation to find your very best options and we will never try to sell you something that doesn’t make sense. At the very least, you’ll walk away with useful information to consider.
USA Home Loans is an Equal Housing Lender and a member of the Better Business Bureau with a solid reputation of excellence. Call us today or email us to get started!
- No appraisal, income or assets required when qualifying for a VA streamline refinance.
- No credit score required and you can skip up to 2 mortgage payments.
- Convert your VA Adjustable Rate Mortgage to a VA Fixed mortgage while interest rates are still low.
- At USA Home Loans, we welcome you to compare us to other lenders. We are confident that we offer the best rates and terms in the industry with the most experienced VA loan specialists.
- You may receive up to $500.00 cash out at closing from the loan proceeds.