Purchasing a home is as complicated as it is exciting, and it’s also one of the biggest decisions that we make in our lifetime. It impacts where your children go to school, access to work, financial stability and more. Our philosophy on home purchasing is to genuinely help homebuyers to make the most informed decision they can and offer them the best possible financing.
What sets USA Home Loans apart from other lenders is our ability to offer some of the the lowest rates and fees in the industry. More often than not, we beat out the competition. We take pride in our first class customer service with a knowledgable team of professionals who are always here to help guide you through the lending process from start to finish.
Still not convinced we’re the right mortgage company for you? Don’t just take our word for it! We’re an A+ Member of the Better Business Bureau and our customers rate us an average of 4.9 out of 5 stars every time.
USA Home Loans is serious about customer satisfaction with very professional and friendly atmosphere. Our loan was processed and closed in no time. The level of communication is top notch and their loan reps are on top of their game - very knowledgeable in all aspects. It was indeed a very pleasant experience dealing with USA Home Loans. Highly commendable! Be more than happy to recommend them to our friends and relatives. Thank you very much!!!
Without a doubt, the most professional and positive home mortgage experience I've had. The entire USAVA team works together to get you the best rates and lenders available. Amanda Graham, in particular, was great! She kept us informed every step of the way--even though she had just had her baby! It's funny, we stumbled into USAVA by accident--and it was the most fortunate "accident" we've ever had.
In all the years of home ownership, and the countless applications for mortgages and refinances, never have we gone through a process that went so smooth and on schedule before; and got us into our VA Loan that we tried for many years before. USAVA made the process so relaxing we kept wondering why other institutions can't adopt the same principles as those utilized by USAVA. The staff is fantastic, very knowledgeable, kept you updated every step of the way; and if need be were there to hold your hand through the entire process. I will always use USAVA as my first stop for home mortgages/refinancing and look forward to the next time!
This is Michael Barr, the other half of Joy Barr, and I want to add that the staff at USAVA we're both helpful and informative in our last house purchase. I felt respected as a veteran and always felt they had our best interests in mind and would not hesitate to recommend USAVA to another. Thanks again, Mike. (1st Inf Div/1972)
USAVA helped me refinance in 2016. Everyone was very helpful and was able to answer any questions that I had. If I called for some reason, one of the representatives replied that same day, most times within the hour. Mark has been knowledgeable and helpful when I called to ask if I should refinance again since that date and explained in detail why I should or should not make any changes to my current rate. The USAVA gained my trust and loyalty from the very beginning.
This was the best experience I have ever had financing a home. Alex and Dwayne are TRUE PROFESSIONALS. USAVA Lending made this like a walk in the park. KUDOS to ALL concerned at USAVA. Thank You for being there when I needed you.
These guys were awesome. My wife and I have done both a home purchase and a refinance with them over the years, and each time it's been great. Anyone that's done this kind of thing knows it can be stressful to pull all the documentation together. They had people helping us through not only which documents to put together but how to organize them to make the process move quicker. They also just lay everything out so it all makes sense rather than it being a mystifying experience and we were never left wondering what was going on. Highly recommend USAVA.
Finding the right home can be time consuming and stressful, but finding the right financing doesn’t have to be. Our commitment to our customers is to make the lending experience as smooth as possible to ensure that you’re getting the best rate possible while guiding you through the process from start to finish.
We strive to beat any of our competitors rates and fees, and we challenge you to shop around to make sure we’re the right choice for you!
Our loan experts are happy to answer your questions and will always be available over the phone if you have any questions at all. We focus on providing the customer with a positive experience and our excellent reviews reinforce this commitment.
Popular Loan Options
As a first time home buyer, we offer multiple programs to help you make the best financial decision for you and your family. Some of these options include:
FHA Loans – FHA is a popular option because it is typically a lower cost introduction to the home buying experience. You can purchase your home with a lower downpayment and have flexible options such as closing costs can be a gifted from a relative.
Conventional Loans – These are the most popular option because they are fixed loans that span either 30 or 15-year terms. Your monthly payment is determined by how much you put down. With a fixed rate you can ensure your payment and rate will stay the same for the life of the loan.
VA Loans – We also specialize in VA Loan options, which are incredible opportunities for those that qualify and include NO down payment, NO private mortgage insurance (PMI), and very flexible credit requirements.
We’ve helped hundreds of people just like you purchase the home of their dreams or refinance the home they love. Whether you are looking for a cash out option, to lower your monthly payment, or you’re simply shopping for better rates, give us a call today and we guarantee you won’t be disappointed!
Talk to one of our Loan Specialists Today!
Looking out for YOUR best interests!
Providing outstanding lending options for home owners, Veterans and active duty Military service members. USA Home Loans is powered by USAVA Lending, LLC.
USA Home Loans is an approved lender and not an agency of the Federal Government or affiliated with the Department of Veteran Affairs. USAVA Lending, LLC is licensed in AZ,AL,CA,CO,FL,OR,TN,VA